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Credit standards are loosening, a trend that has been consistent over the last three months. The Mortgage Bankers Association’s Mortgage Credit Availability Index rose 2.1% in November, which indicates “loosening credit.” Further, the trade group says it expects the trend to continue in the new year. “Expanding credit availability will continue to support active levels in mortgage lending, even as refinance activity starts to level off,” says Joel Kan, MBA’s associate vice president of economic and industry forecasting. Read More..
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Most real estate pros feel a responsibility to support local charities through volunteerism or donation. Here’s some advice for those struggling to get started. There’s no doubt that real estate professionals have the power to uplift the communities they serve, and most take that responsibility seriously. REALTORS®—82% of whom donate to charitable causes annually, according to the National Association of REALTORS®’ C.A.R.E. Report —are much more giving of their time and money than the general public, only half of whom do the same. These figures show how deeply practitioners feel for the people they serve. And great communities lead to higher property values, ...
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At its Nov. 11, 2019 meeting, NAR’s Board of Directors approved a change to NAR’s Code of Ethics training requirement. Since 2001, REALTORS® have been required to take Code of Ethics training to retain their membership. Originally, the training was required every four years, but in 2017, NAR changed the requirement to every two years. A presidential advisory group (PAG), appointed in 2019, made several recommendations to the NAR Leadership Team. Read More..
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Is it worth trying to sell as is? Or will your home be passed up and stuck on the market? Fortunately, full-scale remodels aren’t required to sell your home. Sure, a home reno might fetch more money, but it’s not always worth the time and effort. So how do you know what’s worth fixing up? Here are the do’s and don’ts of pre-listing home renovations... Read More..
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Encourage seasoned agents to step up and serve as mentors for new recruits by showing them the benefits of helping others succeed. Take a moment to reflect on the early days of your career and think of someone you considered to be a mentor. What opportunities came to you as a result of this connection? What skills or knowledge would you lack without their shared experience and insight? Read More..
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